You can now do all these things and more without worrying about where the money will come from. HDFC Bank Personal Loans are designed to address diverse financial needs in an easy and convenient manner. Need cash in a hurry to cope with a medical emergency? Planning an international trip but not sure if you can cover the costs? Want to renovate your home for a big occasion but concerned about running out of cash? Pre-approved HDFC Bank customers can get an instant personal loan in under 10 seconds. Other customers can get a personal loan in as short a time as 4 hours.
HDFC Bank offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans.
Quick Processing: HDFC Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.
Free & Safe Document Storage: HDFC Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.
Interest rates: HDFC Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.
New Car Loans Our Custom-fit Car Loans come with exclusive features like 100% financing on select vehicles, flexible repayment tenure and pocket-friendly EMI so that you get the car you want, the way you want it! Our unique Step-up EMI and Balloon EMI Schemes make it easy for you to buy your dream car at more affordable EMIs. This means you can get a bigger car at the EMI of a smaller car
Pre-owned Car Loans Our Custom-fit Car Loans come with exclusive features like 100% financing on select vehicles, flexible repayment tenure and pocket-friendly EMI so that you get the car you want, the way you want it! Our unique Step-up EMI and Balloon EMI Schemes make it easy for you to buy your dream car at more affordable EMIs. This means you can get a bigger car at the EMI of a smaller car.
Loan against Car Did you know that you could use your car to raise quick funds with HDFC Bank’s easy loan against car? Get a top-up on your existing car loan of up to 150% of its value. Avail of our top-up Loan against Car loan when you maintain a clear payment record for a minimum of 9 months.
Dividend Fund This type of mutual funds invests in stock of companies that pay dividends, which are profits that a company shares with its stakeholders. These are income generating funds & tend to be less risky than other types of funds. It is a good choice of investment for those who seek regular payments over appreciation.
Grow your small firm or large-scale company with business loans from HDFC Bank. Our business loans come with a host of benefits and are tailormade to meet your unique business needs. We offer among the best business loans in India, with complete transparency and competitive interest rates. Also, our business loans do not require any security. Apply for a business loan from HDFC Bank to get funds up to Rs 50 lakhs, and enjoy easy documentation and doorstep service & fast disbursal within 48 hours*, while enjoying unmatched benefits.
Quick Disbursals: Tailor-made to meet your unique business need, our Business Loans are ideal for you. The hassle-free experience comes with easy documentation and doorstep service, plus a host of benefits.
Complete Transparency: Tailor-made to meet your unique business need, our Business Loans are ideal for you. The hassle-free experience comes with easy documentation and doorstep service, plus a host of benefits.
Competitive Pricing: Tailor-made to meet your unique business need, our Business Loans are ideal for you. The hassle-free experience comes with easy documentation and doorstep service, plus a host of benefits.
No Security Required: Tailor-made to meet your unique business need, our Business Loans are ideal for you. The hassle-free experience comes with easy documentation and doorstep service, plus a host of benefits.
Pledge your property to meet your personal or business goals with HDFC Bank’s loans against property. Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60% of your property’s value with loan against property. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property.
Low EMIs: Through STP, one can balance their portfolio effectively as this method allows the allocation of investments from equity to debt or vice versa. If your investment equity goes up then it can be switched from an equity to a debt fund.
Speedy Loan Approvals: Through STP one can transfer the set amount to a target equity fund while still being invested in a debt or liquid fund. So, an investor stands to gain benefit from the returns of the equity fund to which the funds are being transferred to & at the same time remain protected as a part of the investment remains in debt
High Loan Amounts STP helps in averaging out the cost as it assists in buying units when the rates are lower & vice versa
Loan Against Mutual Funds HDFC Bank is one of the first to offer, Digital Loan Against Mutual Funds (LAMF), in partnership with transfer agent CAMS. You can now pledge mutual fund assets online and get an overdraft limit set in your account in just 3 minutes. Enjoy the benefits of instant availability of funds, retention of mutual fund returns without liquidation, and more.
Loan Against Shares You can also get an instant loan against shares online in 3 easy steps - a complete digital and paperless process 1) Login to NetBanking, and choose the shares to pledge 2) Accept agreement through a one-time password (OTP) 3) Login to NetBanking, and choose the shares to pledge
What is ELSS? ELSS OR Equity Linked Savings Scheme, as the name suggests, is an equity based mutual fund. Through ELSS, one can invest in tax saving mutual funds & avail tax deductions under Section 80C. There are many advantages to investing via ELSS like
Debt Mutual Funds vs Fixed Deposits Currently, there are two most popular methods of investing - Fixed Deposits & Debt Mutual Funds. These two methods of investment are normally do meet primary goals of an investor which are low risk investment avenue, seek returns in 5 years & to gain atleast 8% to 9% of rate of returns. But then there are certain aspects like benefits, features that differentiate them & the difference in the way they work can be of advantage or disadvantage depending on the type of investor one is.
SWP (Systematic Withdrawal Plan) SWP is a facility offered by mutual funds to enable the investors to redeem the units in small portions at regular intervals so that short term goals or monthly income needs are met. The intervals period can range from monthly or quarterly. SWPs are preferred choice by retired individuals as it can help in creating regular flow of income from their investment corpus in mutual funds. Other investors can opt for this to pay EMIs, pay bills, & to take care of other expenses.